Public Liability For Gardeners/Landscapers

4th May 2015. By Hayley Connolly


Gardener Liability InsuranceIf you are a day to day gardener who mows lawns and trims foliage then a lower level policy would be adequate at £2 million, however if you are landscaping and using dangerous machinery – particularly heavy duty power tools and small diggers, you may wish to increase cover to £5 million.


Our best advice would be to assess the day to risks to your customers and passers-by while you work – are there cables across the walkways? Is there a noise pollution that could prevent someone from hearing safety instructions such as a mower? Could a young person get access to tools while your back is turned? Working outside amongst the public as well as your customer and their family can make it very difficult to keep people safe. These are the types of considerations you need to make in order to know what the best level of cover is for you.


For advice, guidance and quotes call us on 0800 612 2007. Instant Cover available today!


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